Health Insurance During & After Divorce: FAQs

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FAQs about Health Insurance during & after Divorce

Divorce can change a lot about people’s lives – from their residences and financial obligations to their time with their children and potentially even their quality of life.

While it can be easy to focus on these bigger issues, another equally important issue to consider is health insurance coverage during and following divorce.

Answers About Health Insurance Issues During & After DivorceQ – Can I Keep Health Insurance Under my Ex’s Policy During a Legal Separation?

A – It depends on the insurance provider, as some policies may stipulate that coverage will end for an estranged spouse upon the date of legal separation, rather than the date of divorce. If you need continued coverage through the end of your marriage, consult an attorney before taking any action so you understand your best moves before potentially limiting them.

Q – Can my Ex be Ordered to pay Health Insurance for me?

A – Yes, as long as you petition the court and can make a case that this coverage is needed, the court may order your ex to provide health insurance coverage for you. If this coverage is not awarded, however, you may still have other options for coverage, including COBRA. It’s best to consult with a lawyer to discuss your needs and circumstances, as well as find out more about your options proceeding.

Q – What About Coverage for Children During and After Divorce? Can my Ex be Ordered to Provide This?

A – Yes, the court can order one party to continue to provide health insurance for children during and following divorce. When this occurs, this obligation can continue until the child turns 18 years old (unless the official divorce decree stipulates otherwise).

Q – Can I Drop my Ex From my Insurance Before the Court Issues any Orders?

A – You can, but you should be aware that the court could soon order you to reinstate this coverage.

Q – What if my Ex Violates a Court Order and Takes me and/or my Children off of his Health Insurance?

A – File a motion with the court requesting that enforcement action be taken. The court can issue fines, garnishments and/or other penalties when people violate court orders related to any part of the divorce (including orders to provide health insurance coverage).

Contact a Scottsdale Divorce Attorney at the Law Office of Karen A. Schoenau

When you need effective representation in divorce, you can rely on Scottsdale Divorce Attorney Karen Schoenau. Since 1987, Karen Schoenau has been committed to helping people resolve their important family law matters, including complex cases related to divorce, custody, paternity and other issues.

To receive professional advice and learn more about how we can help you, schedule an initial consultation with Attorney Karen Schoenau. You can set up this meeting by calling 480-209-1918 or by emailing us using the drop-down contact form at the top of this page.

From her offices based on Scottsdale, Attorney Karen Schoenau represents clients throughout the metropolitan Scottsdale area, including in Scottsdale, Mesa, Surprise, Maricopa County, Pinal County, Gila County and throughout the state of Arizona.

Client Reviews
Karen is highly respected in the legal community. She is effective and thorough. Karen just keeps going regardless of the odds.
Karen was extremely helpful setting up my petition for conciliation. She is by far the most knowledgeable attorney regarding the necessary paperwork, how to file the petition and where it has to be submitted. She listened intently when I was describing my situation and intentions. She was very responsive to my questions and request. She is trustworthy and diligent . I would recommend her to anyone having marital issues. Mark
Very high customer/client considerate. We found Karen when we were forced to leave another Phoenix lawyer due to his bad advice and lack of interest to help us. We were in Phoenix for six days from Michigan with nothing happening but a high wasted expense. Karen and her firm took us in and solved our issue with the courts etc. in two and a half days. Karen’s professionalism with us was very cost effective/productive. If we would have found her first, we would have saved thousands of dollars. Her interest for us was very high. She returned every call. She knew every answer to our questions. She did this for us with a death in her family. She left for a funeral and made sure we were treated with the same professionalism from her firm to finish up. I recommend Karen and her firm with very high satisfaction. Our case is custody with one parent in prison. We will return to Phoenix someday with interests for the child and his parent, if needed. Karen will be our top choice. Nolan
Karen and Bonita are wonderful!! I know that the word "wonderful" is used a lot, but the team they make and the work they did for me can only be described as WONDERFUL!! Yes there where ups and downs in my case, but that is the system and Karen along with Bonita guided and taught me as "WE" went through it together. Karen’s easy going manner and her knowledge really helped me with the emotional part of my divorce. I used the team of Karen and Bonita both times I needed to go to court with my ex and had results that were best for my little girl. Some times I did not get what I wanted, but it was what my daughter needed. Looking back at my case, I made the right choice and would do it again in a heart beat!! Jim
Karen was extremely supportive during a very trying time in our lives. She helped me to put things in perspective and think positive when I was overwhelmed. She is very knowledgeable about the laws pertaining to grandparents rights and the rights of the parents and knew how to provide the appropriate laws pertaining to the situation we were in. I am so grateful for her expertise and guidance. She proved to be very aggressive when she needed to be but was also supportive to my and my children. I would recommend her to anyone in a similar situation. Deanna